Arogya Sanjeevani Health Insurance Policy

Standard health insurance at affordable rates. Arogya Sanjeevani Health Insurance.

Standard Health Insurance Policy
Same benefits from all insurers
Put together by Insurance Regulator, IRDAI

Suitable for

First-time health insurance buyers
Young working professionals
People buying a policy for themselves

What is Arogya Sanjeevani Health Insurance?

Arogya Sanjeevani is a new, low-cost, standard health insurance policy set by IRDAI to fulfill your financial needs in time of medical emergency. It is being offered at affordable premiums and with the same features across all health insurance companies in India. This removes any ambiguity and needs for comparison, thus making your choice of health insurance easy.

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Included in plan

Hospitalization – Upto selected cover amount including all daycare procedures (24hrs or more).
30 days pre-hospitalization – Covers medical costs for 30 days before hospitalization.
60 days post-hospitalization – Covers medical costs for 60 days after discharge.
Ayush treatments – Ayurvedic and homeopathic treatments are covered.
Modern treatments – Covers 12 new-age treatments up to 50% of the cover amount.
Daycare treatments – All daycare surgeries covered.
Room type/tariff allowed – Covers room rent and nursing expenses up to lower (2% of the cover amount, max up to Rs. 5,000/day).
ICU charges – Covered up to lower (5% of the cover amount, max up to Rs. 10,000/day).
Co-payment or cost-sharing – You share 5% of hospital bills on every claim.
Ambulance charge – Covered up to Rs. 2,000 per hospitalization in a year.